Do You Pay Tax On Gambling Winnings? - BettingSites.org.uk

I'm just looking for a simplified answer.
Not whether they morally should or not.
I vaguely understand it's because they decided it's revenue neutral. But I can't get my head round why. I got into a debate with some Americans and tried to explain why it's stupid to tax winnings and why the Gov here came to that conclusion but couldn't explain it in plain English.
Anyone?

Questions in the title. Probably not the best place to ask but it's a starting point lol.

Obviously this isn't set in England, but spiritually this piece is within my English Football series. The first six episodes covered Nottingham Forest's 21st century woes, the dickpic that consigned Notts County to the non-league, a reignited rivalry between Derby County and Leeds United, Stoke City's legendary shithouse era, the English Golden Generation of the 00s descending into farce, and Wimbledon FC's controversial relocation to Milton Keynes
This spin-off piece follows on from the main question raised by the Wimbledon FC/MK Dons saga. When does a club stop being a club? Is it the legal entity or something rather more intangible? These were questions posed with regards to one of the titans of Scottish football earlier this decade.
Background - The Establishment Club
Rangers FC has long cultivated an image as Scotland's 'establishment club', it isn't just a sports team, but an institution that embodies a particular way of living and worldview. Alongside other institutions like the Church of Scotland, the club is perceived as embodying traditional and small-C conservative Scottish values. Alongside Celtic (more on them in a bit) Rangers have dominated Scottish football since the league started. No club other than the two Glaswegian sides has won the league since 1985. Rangers have 54 league titles, Celtic have 51. The joint 3rd best sides (Aberdeen and the Edinburgh pair Hearts and Hibernian) have just four a piece. And yet as a legal entity the club ceased to exist in 2012. What happened? Does Rangers FC still exist?
It would be impossible to tell this tale without telling the tale of the Old Firm and the profound political, cultural, and religious divides involved. Glasgow's two largest clubs have a rivalry that defies comparison to anything in the rest of Scotland or in England. Essentially Rangers FC and its supporters represent Protestantism and British Unionism, while Celtic FC are considered to be aligned with Catholicism and Irish Nationalism. When the two sides meet, the Scottish saltire is rarely flown by supporters. Rangers supporters prefer the Union Jack or Ulster Banner, Celtic fans are likely to fly Irish tricolours. It is as if somebody took the socio-cultural conflict of Northern Ireland and transplanted it into a football ground.
Which is sort of what happened. Ultimately a big factor was migration to Glasgow in the early 20th century - Irish Catholics in Glasgow set up Celtic FC as their club, while Protestants from Northern Ireland (who are historically of largely Scottish extraction) who worked in the shipyards of the Clyde came to adopt Rangers which was located near the shipbuilding areas. Local Scots, being generally Protestant, inclined to support Rangers and many would have shared the religious and political feelings of the newcomers from Northern Ireland. This has meant that at matches both clubs have sections of support who chant about the Northern Irish conflict - some Rangers fans have a 'songbook' including the Loyalist anthem The Sash (which commemorates King William III, the Dutchman invited to become King of England and Scotland who defeated a Catholic army at the Boyne in 1690), while Celtic fans might sing in support of the Irish Republican Army. This involves by no means the majority of supporters, but it is important in setting the atmosphere at games.
Rangers FC had until the late 1980s an alleged policy of not signing any player known to be a Catholic. This led legendary Celtic manager Jock Stein to joke that if offered a Catholic or a Protestant to sign for Celtic, he would sign the Protestant in the knowledge that Rangers would never sign the Catholic. I cannot find evidence of any player ever transferring directly between Celtic and Rangers in the postwar era, with the low number of players who have turned out for both having had a 3rd club in between. Another example of the intensity is the way in which the clubs traditionally share shirt sponsors. This sounds innocuous, but the only way to sponsor one of the clubs without triggering a mass boycott by the other supporters was to simply sponsor both.
No other football rivalry in Britain has a dynamic like this (Liverpool and Everton did to a far lesser extent before about the 1960s, but sectarianism largely died out there decades ago), even in the days when hooliganism was a serious blight on English football it never quite reached the sort of scenes on display at the 1980 Scottish Cup Final.
Which club is the 'biggest'? It is impossible to say. Rangers have had more League titles, but Celtic being the first British club to win a European Cup in 1967 is a fairly potent trump card. What is without a doubt is that they are the two best supported Scottish clubs and their rivalry is possibly like no other.
Chasing the Rainbow
Avid readers of this series will notice a theme. The 1990s were a boom time for football and everyone involved in the sport. TV revenue started to really take off, as did the prizes for winning European competitions. Many clubs sought to capitalise on the windfall and Rangers were no exception.
Their chairman, Sir David Murray, had become one of Scotland's weathiest businessmen by leveraging debts against future revenue. He spent big on Rangers in the hope that they would win a major European trophy and repay his investment. Top players like Paul Gascoigne came to Rangers where before it was fairly rare for big name players from other leagues to move to Scotland. Domestically his investments paid off, from 1989-97 Rangers won nine League titles in a row, equalling the record set by Jock Stein's great Celtic side between 1966-74.
Unfortunately this did not translate to the windfall a Champion's League win would have given. While Murray was bankrolling Rangers, other clubs around Europe were likewise chasing the new massive financial prizes. Rangers came close to getting past the group stage of the new Champion's League format in 1992-93, but no Scottish club would enter a Champion's League knockout round until Rangers do so in 2005-06.
The debts mounted and Murray sought ways to manage the debts and hedge them against future revenue anticipated from TV fees and European prize money. He allowed the Bank of Scotland to buy a stake in the club with a mortgage allowing them to recover their losses in the event of the club defaulting on its repayments. Nothing to worry about, surely? David Murray had become a wildly successful businessman by effectively managing credit lines and debt against future income to fund expansion.
But a far bigger problem was just three small letters.
EBT
Put simply, Employee Benefit Trusts are a way of not paying tax, it was legal in some cases at the time but is generally illegal now.
Murray sought, from 2000, to pay his players through EBTs. This meant that they would be able to offer high net wages to players while cutting tax costs. In Britain most employees have all their tax payments deducted by the employer, so schemes like this and ones where employees are paid in dividends are a way of essentially not paying tax.
By 2010 HMRC had begun to investigate the case, concluding that Rangers may have evaded £49m in taxes, a vast amount for a club already overleveraged in debt in a league not known for being particularly wealthy.
By about 2008 Murray had had enough of Rangers and was looking to sell up. He had gambled and lost huge amounts of money on the club, which was now saddled with huge amounts of debt. The prospect of paying £49m to HMRC if the courts ruled against Rangers deterred any serious buyer and it took some years for a buyer to emerge. Another serious issue was the sheer amount of debt Rangers had to Lloyds (who had taken over the Bank of Scotland), with fans in 2009 threatening a boycott of the banking chain if the bank called in its debts.
Would a buyer emerge and save Rangers from this predicament?
Well, a buyer would emerge in 2011. Not the other bit, sadly.
Enter Craig Whyte
Craig Whyte had once been Scotland's youngest millionaire as a venture capitalist. He bought the club for £1 from Murray but desperately needed to leverage some funds to settle the Lloyds debt, so he borrowed a cool £26.7m against future season ticket sales. This on the face of it should have set alarm bells, even the biggest clubs don't make huge amounts of money on matchday tickets in relation to their massive costs.
Whyte also indulged in a bit of tax fiddling. But rather than setting up an avoidance mechanism and letting the lawyers fight it out, he just stopped sending Her Majesty's Revenue and Customs the income tax payments for the club players and staff. Definitely not the sophistication of Murray.
Matters only got worse. In early 2012 BBC Scotland aired a BAFTA-winning documentary about Whyte and Rangers, which revealed that Whyte had been once banned from working as a company director for seven years. The Scottish Football Association agreed, Whyte was not a 'Fit and Proper' person to own a football club.
At about this time Rangers entered administration. When this happens in Britain, the company's creditors can agree to a 'Company Voluntary Arrangement' (CVA) which essentially means agreeing a plan for the company to continue operating while in administration so the creditors can recover their debts. HMRC, with the outstanding £49m tax case from Murray's era plus the money owed by Whyte's outright failure to pay tax, voted against allowing this to happen.
In the absence of a CVA and agreement with creditors, this meant that Rangers FC as a company ceased to exist in June 2012, with all assets transferred to 'Sevco Scotland Ltd'.
Could this have been avoided? In the end, the £49m owed to HMRC which proved such a millstone has been substantially reduced and the cases around it are still ongoing. But ultimately, Rangers had vast amounts of debt not just to HMRC.
For his part Whyte would be bankrupted by his loan to buy the club and would be faced with a far longer ban on acting as a company director.
Sevco FC?
Sevco inherited everything Rangers had. The players had an opportunity to transfer their employment to Sevco, which also gained Ibrox Stadium and Ranger's membership of the Scottish Premier League.
For the club owned by Sevco to be able to play in the SPL next season, 2/3rds of members had to vote in favour. Clubs such as Aberdeen, Dundee United, and Hearts bowed to fan feeling that Rangers could not continue where they left off. In the end, no club voted in favour of Rangers remaning in the SPL with only Kilmarnock abstaining. This event would generate a huge amount of bad feeling and bitterness from Rangers fans who felt that supporters of other clubs were content to throw them under a bus for reasons not of their making. There was definitely a sense of schadenfreude from supporters of other clubs, watching Scotland's 'Establishment Club' go to the wall.
Could Rangers join the Scottish First Division and gain promotion to the Premier League? First Division clubs didn't want to face the consequences of a Premier League problem, so they also rejected it.
In the end, the Scottish Football League allowed Rangers FC to rejoin the league in the Third Division, a largely semi-professional league three divisions below the Premier League. Their first competitive game was a Challenge Cup (competition for the two lower leagues in the Scottish Football League) tie against Brechin City, who represent a sleepy town of just 7,000.
Clawing their way back up
Most of Ranger's players had refused their statutory right to transfer employment to the new company. Nonetheless, the 2012-13 season started well with their first home league game setting a world record for the best attended fourth division match in history as over 49,000 attended Rangers vs East Stirlingshire. A strong league performance saw Rangers confirm promotion into the 3rd tier by the end of March.
2013-14 saw another promotion as Rangers had an unbeaten season in League One (the leagues were renamed at about this time) to secure promotion to the Championship, the first league which would be wholly filled with professional clubs after the mix of professional and semi-professional that plies their trade in Scotland's lower leagues.
Rangers didn't make it three back-to-back promotions as they lost a promotion play-off final 6-1 to Motherwell, one of Scotland's more successful non-Old Firm clubs who had suffered a stint in the 2nd tier.
During this season they met Celtic in the cup. Some Celtic fans placed an advert in a newspaper claiming that the 'Old Firm' was over and while they had enjoyed a rivalry with Rangers FC they did not recognise the new club as the same entity. This caused some controversy, not just with Rangers fans, but with Celtic fans who were indeed looking forward to the first Old Firm in some time. The accusation that Rangers were 'Zombies' or 'Sevco FC' would become a common one from Celtic supporters at games and remains as such.
Rangers won the 2016-15 Scottish Championship to secure promotion, while also beating Celtic in a Scottish Cup semi-final. But, the 'Gruesome Twosome' of Scottish football would once again grace the top flight together.
Same as before?
Celtic had done very well out of the previous few years. They had won a succession of League titles at a canter with the accompanying European qualification giving them financial muscle the other clubs couldn't compete with. Rangers finished a respectable 3rd, but Celtic once again dominated the league.
After an embarrassing elimination out of the Europa League at the hands of a semi-professional side from Luxembourg, Rangers didn't improve on their 3rd place and Celtic won again. It wasn't until 2018-19 that Rangers finished 2nd.
With Celtic winning again.
Could Celtic's domination be broken before they won 10 titles in a row and broke the record jointly held by 1960s-70s Celtic and 1990s Rangers? Perhaps not yet.
2019-20 started well, Rangers had a fantastic run in the Europa League under Steven Gerrard and beat Celtic at their ground for the first time since 2010. COVID put paid to an increasingly close title race with Celtic awarded the title based on Points Per Game with the season abandoned.
This season has very much been Ranger's season though. At the time of writing they seem, barring a miracle/disaster, overwhemingly likely to win the League this year and deny Celtic the coveted ten in a year.
Postscript
Is the Rangers FC of today the same club as that pre-2012? Displays from Celtic fans would say not, and as a legal entity it certainly isn't the same. But UEFA allows for 'sporting continuity' for a club in terms of identity and honours even if the holding company or corporate structure changes. This suggests something that many football supporters would agree with - a club is as much as community asset as it is a company or business and the stories we have looked at explore the issues when the business and the community collide.
Next time, we'll take a look at how Arsenal Fan TV revolutionised football social media while turning their club into a laughing stock

Previous Results

1945 – Sir Archibald Sinclair (Liberal)
1950 – Clement Davies with 50% of the vote
1951 – Clement Davies with 58% of the vote
1955 – Sir Anthony Eden with 67% of the vote
1959 – Harold Macmillan with 75% of the vote
1964 – Jo Grimond with 73% of the vote
Last week the results were: Jo Grimond (Liberal) 73%, Sir Alec Douglas-Home (Conservative) 16%, Harold Wilson (Labour) 11%
Lab vs Con only: Sir Alec Douglas-Home (Conservative) 56%, Harold Wilson (Labour) 44%
The Actual results from 1964 were:
Labour: 317 seats, 44.1% of the vote
Conservative: 304 seats, 43.4% of the vote
Liberal: 9 seats, 11.2% of the vote

Profiles

• Harold Wilson is the 50 year old current Prime Minister, and Leader of the Labour Party, a post he has held since 14th February 1963
• Edward Heath is the 49 year old current Leader of the Conservative Party, a post he has held since 28th July 1965
• Jo Grimond is the 52 year old current Leader of the Liberal Party, a post he has held since 5th November 1956

Background

• 1964 – The election of 1964 saw the end of an era of Conservative dominance with Harold Wilson’s Labour Party winning the election. However, Wilson only won a majority of 4 MPs due to a late Tory uptick which placed him in a precarious position. Wilson wanted another general election to secure a larger majority. In early 1966 the Labour MP for Hull North unexpectedly died. This was a seat Labour had only flipped in 1964 and had a majority of only around 2.5%. This could have been a routine pick up for the opposition, but the end result was a swing of +8.9% to Labour, signifying Labour could perform well electorally. The Liberals also saw a bit of a revival in 1964 gaining 3 seats and increasing their share of the vote by 5.3%, the Liberals also picked up seats in London, whereas from 45-64 they had been seen as a party which clung on in the fringes of the country: Cornwall, Wales and Scotland’s Highlands and islands.
  
• The Economy Stupid – One of the largest issues facing Labour as soon as then entered office was the large deficit and poor balance of trade left by the Conservatives. Labour moved quickly – establishing a new ministry of technology, unveiling a national plan for the economy, and cutting back on the military, raising protective tariffs on imports, and raising taxes. The deficit has been cut from £750m to £350m and the balance of trade has also improved. This early “test” reflected positively on Wilson and Labour’s ability to run the economy. Labour have also repealed the controversial charges on prescriptions and increased the amount of houses being built.
  
• The 1965 Conservative Leadership contest – After the defeat of 1964 Douglas-Home may have been able to stay as leader of the Conservatives after the improvement in Conservative polling, however the party had been in power for 13 years and reacted very negatively to its return to opposition and Home did not believe he was suited to being leader of the opposition. Home changed the Conservative Party’s leadership election process which had led to so many issues for Home. Now a simple election between Conservative MPs with each having one vote decides the next leader. The winner of this contest is Edward Heath. Heath was somewhat of a surprise with the more widely known former Chancellor of the Exchequer Reginald Maulding expected to win. Heath however had served as Chief Whip – with his job being to wrangle Conservative MPs into voting one way or another and Heath had a more intimate knowledge of how to win over his party members while fighting a clear and focused campaign.
  
• Heath vs Wilson – Heath and Wilson will (spoiler!) fight over 4 general elections so let’s compare them. In many ways both are remarkably similar. Both were born in 1916 and both had middle class upbringings, both excelled at school and won scholarships to Oxford. Because of this both are seen as more modern “technocrats” as opposed to the nobility who traditionally became Prime Minister. Both were involved in Oxford student politics although Wilson only somewhat. Heath on the other hand became President of the Oxford Union debating society and of Oxford University’s Conservative society. Heath travelled extensively throughout Europe before World War 2, even attending a Nuremburg Rally in 1937 and attending an SS cocktail party with Goering, Goebbles and Himmler (whom he described as the most evil man he’d ever met). Heath therefore stood as a pro-interventionist candidate in student politics, heavily backing the Spanish Republic and defeating a pro-Franco candidate for leader of the Conservative society. Heath fought in World War 2 and rose to the rank of Lieutenant-Colonel whereas Wilson signed up but was regarded as too important to fight in the war and stayed in Britain organising coal stocks. Both served in multiple ministerial positions and both as President of the Board of Trade. Here Heath instituted an extremely controversial policy during Home’s last year as Prime Minister – lifting the restrictions on the amount of foods Supermarkets could buy. This law was put in place to help small grocers and Heath was warned if he repealed it he’d split the party before an election by antagonising one of the Conservative’s key supporters in small business owners (Heath went on anyway and the split never happened). Heath’s experiences as chief whip during the Suez Crisis, negotiating entry into the EU, and in repealing this law imbued a great deal of self-confidence within him as he’d soldiered through incredibly difficult circumstances but always come out the other side undamaged. On the other hand Wilson’s time as “Nye Bevan’s dog” during the battles between Bevan and Gaitskell reinforced the importance of maintaining party unity and managing big personalities within government.
  
• The quiet man – Heath however has one key disadvantage when compared to Wilson in his charisma or lack thereof. Wilson is incredibly witty and charismatic, but Heath seems to shun the concept of even giving interviews, sometimes going years between television appearances and appearing very stiff and wooden when he does talk. This hasn’t helped the fact that Heath has had less than a year as Leader of the Conservatives before the election. As a result very few voters have even heard of him, and Wilson is incredibly effective at making fun of Heath. Heath believes that the electorate will tire of Wilson and see him as a fake like Heath does (for his public persona and Wilson’s exaggerations about his childhood and upbringing with Wilson trying to paint himself as rising from the working class despite being comfortably middle class) and because of this… Basically does very little to make arguments as to why the voters should back him, instead just sitting back and waiting. This has alarmed his supporters who elected him as a direct answer to Wilson.
  
• Liberal dilemmas – For the Liberals 1964 was a great success. While still nowhere as near as popular as Labour or the Conservatives the Liberals did manage to make themselves seem like a true 3rd party instead of some regional relic of the 1800s. Grimond however is facing new issues – Grimond presented himself as a young, radical alternative to the old Tories but that role has become adopted by Wilson and the Tories elected a technocrat. Grimond is the oldest of the 3 leaders and a firm member of the upper class of society. Grimond also struggled with supporting Labour. Since Labour had such a thin majority there was always the question of if the Liberals would agree to support Labour on certain issues which many Liberals disliked the thought of. Wilson and Grimond seemed to come to an agreement on institution proportional representation – a long-term aim of the Liberals but Wilson has not upheld his end of the bargain. Grimond is also struck by the suicide of his son Andrew during the campaign which takes a great mental toll on Grimond and seemed to take a lot out of him (as you’d expect).
  
• Europe again – Edward Heath is one of the firmest supporters of Britain’s entry into the European Economic Community, a policy which the Liberals also support. Wilson’s position is more confused. Wilson personally opposes entry as does the left-wing of the Labour party, but those on the right support entry. Wilson in a desire to keep the party together has made speeches indicating he supports entry but has not committed to actually joining and has accused Heath of “rolling on his back like a spaniel at any kind gesture from the French”.
  
• 9-5-1 – Heath has managed a rare hit on Wilson by referring to Britain’s economic figures. As mentioned before Labour has gained the trust of the public by managing to quickly bring down Britain’s budget and trade deficits but Heath has referred to 9-5-1 meaning the 9% rise in wages, 5% rise in prices and meagre 1% rise in production. Heath is warning about the issue of inflation, but Wilson saw the unpopularity of Home’s attempts at a wage pause, and also wishes to continue full employment both of which have led him to committing little action to combatting inflation.
  

Issues

Labour:

• New incentives for exports, maintenance of tariffs on imports, cuts onoverseas military expenditure, new taxes on overseas income and control over the export of capital to stop the flight of the rich abroad
• Increased productivity by selective investment, incentives to reinvest profits, a new corporation and board to reorganise industry and increase productivity
• Encouragement of agricultural and horticultural co-operation, increased and cheaper marketing of foodstuffs, support for farm workers
• Fixed income, prices, and rent control to curb the cost of living
• 500,000 new homes a year by 1970, continuation of Crown Land Commission to seize land at below-market prices to combat “land famine” and remove land from the free market, improved public transport for commuters, modernization of old city centres, and continuation of the policy of building new towns
• Commitment to full employment, new recognition of the right to a trade union, equal pay for equal work
• increase by 1970 the annual spending on hospital building to a figure double the highest sum spent in any year by the Conservatives, increase in medical students, rapid expansion on health and welfare services for old and disabled
• Creation of “The Open University” by using TV and Radio to deliver University lessons
• A new tax on gambling and gaming, and a land tax based on the difference between the value of the land as it’s currently used and the price received when its sold for redevelopment
• Votes at 18 years old, reorganisation of civil service, local governments, law commission to revise and modernize old laws, and a conference to review the UK’s voting system
• “Realistic” controls on immigration
• Increase in police officers, new youth parole system to cut down on numbers in jail
• Commitment to European Free Trade Association but no commitment to join or stay out of European Economic Community

Conservative:

• Tax incentives for saving money, a new act for industrial relations to end restrictive practices, intimidation and establish that agreements between unions and employers are legally enforceable, encouragement of competition between businesses
• Wider ownership of houses, pensions and capital
• Restrictions on immigration and fairer treatment for immigrants
• An attack on rising rates of crime
• Goal of 500,000 new houses
• Entry into the European Economic Community
• New cost effectiveness department to cut government waste, reorganisation of economic ministries into one department as well as combining the Ministry of Health, the Ministry of Pensions and National Insurance and the National Assistance Board into a single Department, hiring of university and industry professionals to help draft legislation and policies
• New inspectors of welfare to co-ordinate support between local authorities and hospitals, improved benefits for old, children, and widows
• Establishment of education television centre to help teach children, more power to local education providers and authorities, more choice in education for parents
• Expansion of education and higher education budgets for Scotland and Wales
• Initiate peace talks to break the deadlock in Rhodesia
• Support for admission of China into the U.N.

Liberal:

• Simplification of tax system, reduction of direct taxes, cutting of tariffs, continuation of incomes policy but wages to rise in line with productivity,
• New works councils to force management of businesses to regularly consult and negotiate with workers, workers to become shareholders in their place of work, A standard contract of service to be introduced covering the right to Union representation; an equal range of security benefits for wage and salary earners; holiday pay based on average earnings; a guaranteed opportunity for further education and training in employer's time; and equal rates of pay for men and women doing identical work
• Increased prices for beef, expansion of production of cereals to eventually end tariffs on cereal imports
• Parliaments for Scotland and Wales, elected regional councils responsible for the use of land, including new towns and new industries, public transport and hospital building, water supplies, regional resources and all facilities for leisure and the arts, streamlining of government ministries
• Creation of new motorways but for all new motorways to be pay roads
• No controls on amount of immigrants entering UK, expansion of teaching facilities to teach immigrants English and special funds for housing in areas with rapidly growing immigrant communities
• Cuts to defence spending, British nuclear weapons to be given to international organisations
• Proportional representation, votes at 18
• Increase in state pensions, encouragement of employers to supplement them, increase in sick and unemployment pay, paid for by A Social Security Tax, replacing National Insurance stamps and levied on employer (two thirds) and employee (one third)
• Increase in number of GPs and nurses, better facilities for them, and new hospitals as well as improvements to existing hospitals
• salaries, working conditions and pensions of teachers to be improved, 11+ exam to be abolished, slum schools to be improved
• Entry into European Economic Community
• Increased trade and international aid for poverty stricken countries, pressure on Rhodesian government to step down and the formation of a new government to represent all Rhodesians

Read the full manifestos here:

Conservatives
Labour
Liberal

Vote here (all parties): https://rankit.vote/vote/kg17GSV1AAOpr3qbJXRo

Vote here (Labour vs Conservative): https://rankit.vote/vote/vEyeMxyH6CRIZIj0wXjt

Please try to vote as if you are a British citizen in 1966 without knowledge of what will happen after the election.

Your 11-minute Tuesday report in 2562 words.

gas prices could rise due to currency fluctuations

Russian gas price (at the border) had increased from $150 to $165 per 1000m³ in 2019. Although the Russian currency Ruble was devaluing against the Dollar, Armenia was/is paying for gas with Dollars.
Since 2019, the Pashinyan administration has been trying to convince Russia to implement a different gas payment mechanism within the EAEU trade bloc. Making payments in Rubles instead of Dollars was one of the priorities:
"We are constantly talking about high dollarization within the EAEU, but we still pay for Russian gas in dollars. Our proposal was that it would be more correct if we paid for gas in rubles, because I think it is more logical, also within the EAEU," said Pashinyan in early 2020.
This idea was also shared by Vladimir Putin's personal adviser back in October 2018. It appears the EAEU has been working towards this goal lately.
But meanwhile, Armenia has to pay for Russian gas in Dollars. With Armenian Dram devaluing against the Dollar, the pricing for consumers will likely be revised. Consumers pay 139 Drams per cubic meter. This was calculated in 2020 when $1 was 480 Drams. Today $1 = 520 Drams.
Large consumers pay in Dollars and have their rates adjusted periodically, while small consumers (general public) pays in Drams.
Armenia imports 2.2 billion m³ gas from Russia annually, at the price of $165 per 1000m^3. 0.7 billion of it is consumed by the general public.
Dram was devalued by 6.6% since November. This could prompt the internal gas company to raise the prices, including for the general public.
https://armenpress.am/arm/news/1039886.html
http://www.armbanks.am/en/2020/04/07/128024/
https://neftegaz.ru/en/news/energy/406887-armenia-should-pay-for-russian-gas-in-rubles/

Public Council meets drone and robotics industry

The Public Council (linked to PM's office) held a meeting with engineers from the drone, robotics, AI, and nano-tech industries. They discussed ways to help the state to develop the military-industrial complex, drone production, aviation, and to bring their quality to international standards.
https://factor.am/327477.html

former PACE MP sentenced to 4 years for taking bribes from Azerbaijan

An Italian court has concluded that Italian PACE representative Luca Volonte, who is the former head of the European People's Party, took €2.4 million in bribes from the Aliyev regime in 2012-2013.
The bribe was handed over by Azerbaijan's PACE delegation leader Suleymanov. The scheme was coordinated by an Azeri lobbying firm based in Brussels. In return, the MP gave Azerbaijan favors during PACE and Italian Parliament sessions.
https://armenpress.am/arm/news/1039927.html
Tags: #caviar

POWs and searches

The search crews in Artsakh discovered bodies of 10 soldiers and 1 civilian in Jabrayil, Hadrut, and Sgnakh regions. The civilian has already been identified by his relatives. The cause of death is being investigated.
Many bodies under the possession of the Armenian side are yet to be identified, while more bodies will likely be found during daily searches for the foreseeable future. Overall, 575 calls have been made by families who are looking for missing relatives, says the Russian humanitarian envoy in Artsakh.
https://armenpress.am/arm/news/1039900.html , https://www.panarmenian.net/arm/news/289293/
Human Rights Ombudsman Tatoyan once again criticized Azerbaijan for intentionally politicizing and delaying the POW swap mission. "It is against international laws to file felony cases and arrest POWs because that's a form of a prohibited punishment. Azerbaijan is also hiding the true number of POWs."
The Ombudsman has noted that Armenian residents in Tegh, Vorotan, and several other bordering villages have lost access to 2500 hectares of farming lands due to border changes. (some lands that were internationally recognized as part of Azerbaijan were given to Azerbaijan after the war).
https://armenpress.am/arm/news/1039933.html , https://factor.am/327226.html , https://www.armtimes.com/hy/article/204175

POW discussions: general prosecutor meets Azeri counterpart

Chief prosecutor Arthur Davtyan and his Azeri counterpart were invited to Russia. The three sides held a conversation about the establishment of future contacts in the field of international law and other related topics. Prosecutor Davtyan mentioned the importance of implementing the November 9th statement about the return of POWs, "which will serve as an assurance for implementation of other [trade unblocking] issues."
https://armenpress.am/arm/news/1039953.html , https://armenpress.am/arm/news/1039972.html

how much will a new railway network cost?

Azeri economists believe it will cost around $430 million to build a railway network connecting Kars(TR)-Nakhijevan(AZ)-Meghri(AM)-Zangelan(AZ)-Baku(AZ). Overall, if you add Gyumri between Kars and Nakhijevan, it could cost about $434 million.
Economists believe Armenia can use this network to connect with Russia via two directions: Gyumri-Nakhijevan-Meghri-Baku (southern trip), or Ijevan-Ghazakh-Baku (northern trip).
https://www.panarmenian.net/arm/news/289313/

rumors & rebuttals: traitors are not selling Azeri juice in Armenia

Telegram channel Mediaport circulated rumors that "Azeri Sandora juice is being sold in Armenia". The misinformation was picked up by several outlets and caused confusion among the buyers.
Fact-checkers contacted Sandora's local importer who said the producer is a Ukrainian company that sells its product in multiple post-Soviet republics, so they have one unified tag that contains information both in Armenian and Azeri languages.
https://fip.am/14469

4 Dutch MPs receive medals for friendship

Among them is ethnic Kurdish MP Sadet Karabulutu, who publicly criticized the Turkish-Azeri aggression during the war.
https://www.armtimes.com/hy/article/204216

food prices in Artsakh

Pricing for 43 commonly-consumed items was examined by the consumer protection agency in Artsakh. 12 became more expensive, 5 cheaper, 26 remained the same.
Onion +25%, cottege cheese +6%, milk +6%, gloves +5%, ..., pear -12%, rice -1%, eggs -1%, butter -1%.
Several dairy product prices went up, and since Artsakh has dairy companies that own dominant market share, the consumer agency will launch an investigation to see if there was price-fixing.
https://armenpress.am/arm/news/1039946.html

seismic resistance assessment for old buildings

A significant portion of Armenia's large apartment complex buildings were built half a century ago. They may not be seismically safe, considering Armenia's geolocation. After the 1988 earthquake, some buildings remain populated despite being deemed highly unsafe. Many other buildings have safety irregularities.
It is necessary to assess the situation, so the Urban Development Committee has drafted a bill "Methodology for assessing the priority of increasing the seismic resistance of buildings and structures".
https://armenpress.am/arm/news/1039887.html

IRS will closely monitor gambling industry / RFID chips & servers

IRS press release: gambling facilities and online betting services will be more closely monitored. We worked with international experts to digitize the gambling industry and bring it on par with international standards.
All gambling machines and platforms operating in Armenia will be connected to one server which will be connected to a monitoring Center. All betting and winning transactions will be recorded.
The Center will also install RFID microchips in casinos to monitor the movement of chips, the chips purchased or won by players, in real-time.
The government's Digital Council has approved the bill, which is yet to be discussed and voted in the Parliament. The goal is to be able to monitor the financial flows in this sector and to estimate the actual revenues. It will combat money laundering. (BHK skipping a Parliament session due to "COVID" in 3, 2, 1, ... /joke)
https://armenpress.am/arm/news/1039915.html

new "public council" will advise Nature Ministry

Nature Minister Romanos met several environmental organizations and environmentalists and discussed the creation of a new Council, which will advise him on nature protection issues, help draft bills and roadmaps, work with other environmental organizations and NGOs. The Council is accepting applications.
https://armenpress.am/arm/news/1039896.html

large quantities of illegally-cut trees were busted

... by Ijevan policemen during a routine patrol on Sunday. Three cargo trucks were filled with wood.
https://armenpress.am/arm/news/1039960.html

rammed through the gates

The police have arrested the father of a missing soldier who used his Vaz 21 vehicle to ram through the Defense Ministry's entrance gate before smashing it into a building on Sunday.
https://armenpress.am/arm/news/1039957.html , https://www.panarmenian.net/arm/news/289315/

"turn off the camera"

Context: An incident happened last week between parents of drafted soldiers and military officials at a military unit. The parents wanted assurances that their sons would be safe after being deployed on Artsakh borders. The parents wanted to know why Armenian soldiers are still being sent to Artsakh "despite the November 9th statement saying Armenians should withdraw from Artsakh."
During the confrontation, an incident happened between a military official and a journalist. The official struck the camera and instructed it to be turned off. Several media outlets released a message condemning the officer for hindering the journalist's work.
https://armenpress.am/arm/news/1039973.html

infrastructure upgrades

Four settlements in Kotayk province (Yeghvard, Nor Gegh, Aragel, Zovuni) have a newly renovated irrigation pipeline as part of a govt subsidy program.
https://www.armtimes.com/hy/article/204202

today in history

1932: First Yerevan tramway began operating in Yerevan
1951: The UN Convention on the Prevention and Punishment of the Crime of Genocide was implemented.
https://armenpress.am/arm/news/1039885.html

get your free colonoscopy today

The National Center for Oncology has purchased the latest generation tools and will perform a free and enjoyable colonoscopy for residents over the age of 45, for the next 6 months.
The goal is to detect suspicious growths at an early stage. It's the third most common cancer among adults in the world. It has become more common in Armenia in the past decade. When detected early, it can be fully treated.
https://armenpress.am/arm/news/1039911.html

COVID stats

+1885 tested. +355 infected. +729 healed. +5 deaths. 8393 active.
The death rate has been 1.8%. The infection reproduction rate was 0.84 in the past two weeks, down from 1.43.
https://armenpress.am/arm/news/1039906.html , https://armenpress.am/arm/news/1039943.html

COVID numbers have declined, so what do we do?

... we lift some of the restrictions!
"Aye, aye, Captain!"
"I can't hear you!"
"The rule that limits attendance to non-commercial gatherings to no more than 60 people has been removed. All other safety requirements remain in place," said a Healthcare official. "You can enter Armenia via air or land by presenting negative COVID test results that were taken within the past 3 days. If you don't, you will be tested at the airport and will need to self-isolate until the results arrive."
https://armenpress.am/arm/news/1039931.html

Armenia will soon import COVID vaccines

Healthcare Ministry: we are negotiating with multiple entities. The first batch of vaccines will arrive between late-January and mid-February. We are negotiating with producers whose vaccines have passed the necessary tests: Sputnik V, Pfizer, Moderna, and AstraZeneca. In the first phase, the vaccines will be given to the most vulnerable 10% of the population.
https://armenpress.am/arm/news/1039921.html

Sputnik V vaccine has already been tested in Armenia

Healthcare Ministry: no complications were reported by the 15 patients, including Minister Torosyan. The often-discussed "skin redness" in the injection area has not been observed, either.
The first injection gave a 91.4% efficiency. The second increased it to 94%. Even if the vaccine doesn't fully prevent the infection, it can save the patient's life by making the case mild (is that right??).
https://armenpress.am/arm/news/1039925.html

the new COVID strain: good news, bad news

Doctor Davit Melik-Nubaryan: the version of COVID that mutated in the UK will eventually reach Armenia. Preliminary data shows that those who have already been infected and gained immunity from the original COVID will be immune to this new strain. It is believed that the immunity will last 6-12 months for the majority.
The good news is that the new strain isn't more deadly and doesn't result in heavier cases. The bad news is that it spreads a lot faster. The Healthcare system could be overloaded again.
The vaccines against the original strain will likely work against the new one. Pharmaceutical companies may have to modify the vaccines, but it will only take weeks.
Closing borders with the UK won't be helpful to prevent it. We may already have the new strain. We need to develop a new strategy from the ground up.
Viruses mutate all the time. It's part of the evolution. Sometimes they cause more severe symptoms, sometimes lesser. From the evolutionary and survival standpoint, viruses want to cause less severe symptoms for the host so they can have a chance to spread wider.
https://armenpress.am/arm/news/1039856.html

Armenian scientists will study the COVID strain

CDC chief Bakunts: Armenia will have the ability to study the genetic mutations of the coronavirus. Active work is underway to invest in research resources. Meanwhile, we can submit a virus sample to a WHO laboratory to conduct a study for us.
https://armenpress.am/arm/news/1039962.html

families with newborn children receive mortgage subsidy

450 families have so far taken advantage of a government subsidy program that helps with purchasing apartments. ֏526 million will be paid as part of this 2020-2023 program. It is part of a recent initiative to boost the birthrate.
Two other aid programs went into effect in mid-2020. Provincial families received a downpayment subsidy equalling 5% of the total price. Another one subsidizes insurance payments.
The same family can apply for all three programs, and there is no age limit for parents.
https://factor.am/327385.html

diaspora-government cooperation expands: iGorts

iGorts is a program that recently recruited 48 highly skilled diasporan Armenians to visit Armenia and work at 19 various government agencies. Three more volunteers have arrived today to begin their work: Shila Palyan from Canada, Zaven Ayvazyan from Russia, and Anahit Mikaelyan from Cyprus.
https://www.armtimes.com/hy/article/204211

Yerevan to install 32 more elevators in apartment complexes

Arabkir district is the next recipient. Hundreds of units were installed in 2020. They replace the decades-old elevators that have become dangerous and poopy. The new elevators come equipped with running water and flush so you can drain your crap /s.
https://armenpress.am/arm/news/1039954.html

have you been buying stuff right and left lately?

...because trade turnover increased by +34%, and the number of printed receipts by +7%, during this year's New Year's holidays.
֏91 billion was spent between December 29-31, which is ֏23 billion more.
https://www.armtimes.com/hy/article/204195

would your majesty be pleased to take a salt bath?

Nerqin Getashen will have a halotherapy "salt bath" center to help alleviate certain conditions. It's the first in Gegharquniq province. There will also be rooms for aromatherapy (oils), ogyxenotherapy (oxygen cocktails), and massage.
The owner claims it helps boost immunity and alleviates breathing, allergy, and insomnia issues (take the claim with a bath of salt).
https://armenpress.am/arm/news/1039974.html

first Yezidi theater to open in Armenia

"шəp' y əBин" or "war and love" will be the first performance in a newly opened Yezidi theater in Ejmiatsin. It's part of a «Եզդիների կողքին» cultural initiative. The crew had planned a major performance about Yezidi national legend but the 44-day war began and some were drafted.
The crew ended up performing the "шəp' y əBин" during the war. It's about the importance of Yezidis in Armenia, and their love for the country. The January 17th performance will be dedicated to Yezidis who died fighting.
The performers aren't professional actors but they received acting training on-the-fly. "It seems to work because their enthusiasm is great. A very good team has been formed," said the producer.
https://armenpress.am/arm/news/1039941.html

Aram Khachaturian House-Museum will resume "Musical Thursdays"

This year's first classical concert is dedicated to Ruben Babayan, "the BFF of Armenian musicians."
https://armenpress.am/arm/news/1039916.html

Netherlands college will donate large quantities of school supplies

Several thousands of desks, chairs, furniture pieces, computers, lockers, etc. are being loaded in containers to be shipped to Armenia.
The Hermann Wesselink college is renovating its building with new items so they decided to donate the old stuff to Armenian kids. This will be enough to equip 15 provincial schools.
https://factor.am/327135.html

donations to Artsakh & recovering soldiers

www.1000plus.am (recovering soldiers & their families)
www.HimnaDram.org (for Artsakh & Armenia)
www.ArmeniaFund.org (U.S. tax-deductible)

archive of older posts

Armeniapedia's archive of my daily news threads:
http://www.armeniapedia.org/wiki/Daily_Anti-Corruption_Reports

disclaimer

All the accused are considered innocent unless proven guilty in the court of law, even if they "sound" or "appear" guilty.

https://www.littlewheel.co.uk/
NJ, USA
To summarize, I submitted an application to this company after I found them on indeed three weeks ago. The description was "online casino testing". I know no that it is not testing at all, it is gambling and they are backers for their "employees". Their whole principle includes hiring temps (need new SSNs) who will then make accounts and take advantage of signup bonuses, deposit bonuses, and promotions in various online casinos. They claim it is entirely legal. I went through all of the training today and learned more about it but before I go any further I want to do some research before I put myself at risk.
I opened a new bank account, paypal, slack, GAS (the client you have open while playing the casino games) and gmail account all of which they have the sign in information too, which has me concerned. They seem to be in depth and legit but I'm worried about potentially putting myself in a lot of risk for $1,000-2,000 over a couple weeks. The slide show in training stressed that we would never have to deposit our own money and our personal money would never be at risk. They seem to be very in depth with everything. They did list their lawyer after the section about if employees were to complete any sort of fraud.
Information on earnings can be found here: https://newgas.screenstepslive.com/s/21810/m/94240/l/1160380-earnings
Important tax question: https://newgas.screenstepslive.com/s/21810/m/94240/l/1367027-will-you-have-to-pay-tax-on-all-the-winnings-on-your-account
​
Edit: wanted to clarify that this is a United States thing and not UK after the url, the company is based in both NJ and the UK I believe.

Prince Rainier III (1923-2005)
Rainier’s mother, Princess Charlotte, was actually illegitimate. Her father Louis II, getting older and with no legitimate children, legitimized her and made her his heir. She never took the throne, and in fact renounced her rights to her son, Rainier, the day before his 21st birthday.
Rainier became the Sovereign Prince of Monaco upon the death of his grandfather in 1949.
During WW2, Rainier served in the Free French Army. During the 40s and 50s he was in a long term relationship with the French film actress Gisele Pascal. Rainier’s sister, Princess Antoinette, wanted her own son to ascend to the throne, and spread rumors that Pascal was infertile. The rumors along with her treatment by the press and public ended their relationship.
After the war Monaco, a country who made its money primarily as a gambling origin, was in crisis as wealthy Europeans found their funds diminished after the war. To restore Monaco’s treasury Rainier decided to promote Monaco as a tax haven, and he personally took control of SBM (the company who owns the Monte Carlo Casino, Opera, and Hostel de Paris) in 1964. Prince Albert still retains a large share of the company and profits from it today.
Marriage:
Everyone knows this one. Rainier married American film star Grace Kelly in 1956.
Their marriage is rumored to have been turbulent. It is said that Grace struggled with adjusting to royal life, regretted ending her film career, and that Rainier had extramarital affairs. Her children have stated that though she was a loving mother, they spent more time with nannies than with their parents.
Grace's dress is iconic, but here you go if you want to revisit some photos from that day.
Rainier smoked up to 60 cigarettes per day, and in the last years of his life his health steadily declined. On March 8th, 2005 he entered the hospital for a lung infection and by the end of the month he was on a ventilator suffering from renal and heart failure. On March 31st he officially announced his son Albert, as regent, and on April 6th he died.
The Constitution
Monaco’s constitution stated that Monaco is a constitutional monarchy ruled by the hereditary princes of the Grimaldi. If the reigning prince were to die without leaving a male heir, Monaco, according to the treaty, would be incorporated into France. In 2002, realizing he had a 43 year old bachelor son, Rainier amended the constitution to allow the crown to pass to his daughters should Albert not marry.
Grace, Princess of Monaco (1929-1982)
Grace was born in Philadelphia to an affluent and influential family. Her father was an Olympian and a Democratic nominee for Mayor of Philadelphia and was appointed by President Roosevelt as National Director of Physical Fitness. Her mother taught physical education at the University of Pennsylvania and coached women’s athletics at Penn.
Her Uncle, George Kelly, was a Pulitzer prize winning dramatist, screenwriter, and director and used his influence to gain Grace admission to the American Academy of Dramatic Arts in New York. Grace became one of the biggest movie stars of her generation.
In 1955 she was sent to the Cannes Film Festival and invited to appear in photos with Prince Rainier. After a year-long courtship, they were married in 1956.
Grace was not allowed to continue her acting career after her marriage. She instead devoted herself to her role as Princess, become heavily involved with the Red Cross of Monaco and the Rainbow Children Coalition.
On September 13, 1982, Kelly was driving back to Monaco after spending time at her country home. During the drive she had a stroke, lost control of her vehicle, and drove off the mountainside. She died a day later.
An article on their relationship
Prince Albert II (b. 1958)
Prince Albert is one of the wealthiest royals in the world with a net worth at more than $1B. He attended Amherst College in Massachusetts, studying political science, economics, music, and English literature, and completed his education with a Bachelor of Arts degree in Political Science. He toured Europe in 1979 as part of the Amherst College Glee Club.
Albert competed in the bobsleigh for five consecutive Winter Olympics on behalf of Monaco, and was their flag bearer at the 1988, 1994, and 1998 Olympics. He is also a judo black belt.
He became Prince of Monaco when his father died in 2005.
Marriage:
Prior to his marriage his status as a bachelor was a hot topic of discussion. He was known to date well-known fashion models and actresses, however at age 53 had never married. It was rumored that Albert was gay, something he expressed great frustration with in the press. In 2006 he attended the opening ceremony of the Torino Olympics with South African swimmer Charlene Wittstock. They were engaged in 2010, and married in 2011.
There are rumors that Charlene tried to flee the country the day before their wedding. It is reported that the future bride, after discovering Albert may have fathered yet another child during their relationship, attempted to flee as many as three times before their wedding, however was always intercepted at the airport. It is also said she attempted to seek refuge at the South African embassy, and that officials in Monaco ended up hiding her passport so she could not leave the country.
Moreover, during their wedding, Charlene openly cried at parts, and Prince Albert was caught on camera begging her to kiss him. Honestly, she looked pretty miserable the whole time. The palace has denied all of these claims.
During their honeymoon, they stayed in separate hotels
Here's everything you ever needed to know about their wedding
Watch it
Prince Albert is passionate about the environment and an avid sportsman. Prince Albert speaks French, English, German, and Italian. He speaks English with basically no accent thanks to his American mother.
Illegitimate Children
In 2005, the day before Prince Rainier died, Albert publicly acknowledged he had fathered a son out of wedlock. In 2006, he confirmed he had also fathered a daughter. These children were barred from the line of inheritance because of a 2002 constitutional amendment requiring an heir’s parents to be married.
Alexandre (b. 2003)
Alexandre’s mother (Nicole Coste) was a flight attendant for Air France and met Prince Albert when he was a passenger on a flight. He asked for her number, the beginning of a years-long affair. The relationship ended at the insistence of Prince Rainier. Albert visited Alexandre and Nicole often, however when he refused to acknowledge Alexandre publicly, Nicole sold an interview and pictures to the media. Albert was in mourning for his father and made no public comment, but later did acknowledge paternity. Alexandre and Nicole live in France at an estate given to them by Albert.
Jazmin (b. 1992)
Jazmin’s mother, Tamara, met Albert while working as a waitress. Albert knew of Jazmin and visited her, however did not acknowledge her publicly until she was in high school to protect her identity. In 2006 the French magazine Voici published photographs of Jazmin and her mother on a visit to Monaco, outing her as Albert’s daughter. She has attended events with Albert and Charlene, and is listed as a sponsor for her father’s royal foundation.
An interview with Jazmin
Princess Charlene (b. 1978)
Born in Zimbabwe, Charlene’s family relocated to South Africa in 1989. She represented South Africa at the 2000 Sydney Olympics, finished fifth in the 4x100 meter relay.
Albert and Charlene met at the Mare Nostrum swimming competition in Monaco in 2000, however were not seen together until 2006.
Charlene converted to Roman Catholicism for her wedding, and has learned French and Monegasque after her move to Monaco. She is an ambassador for the Special Olympics, patron of the South African Red Cross, and is passionate about sport.
In recent news, she completed “the crossing” water bike challenge, a 180 kilometer water bike race for charity.
An interview with Charlene and Albert on the 1st birthday of their twins
Albert and Charlene have 2 children:
Hereditary Prince Jacques *twin* (b. 2014)
Princess Gabriella *twin* (b. 2014)
Gabriella was born 2 minutes before her brother, however because of the constitution her brother will inherit the throne. They are super sweet together and you see them at events often.
Princess Caroline of Hanover (b. 1957)
Caroline is the eldest child of Rainier and Grace Kelly, however because of the constitution her brother, Albert, sits on the throne of Monaco. She served as de facto first lady of Monaco until the marriage of Albert and Charlene.
Until the birth of her niece and nephew she was heir presumptive to the throne, although she had only held that title since 2005 after the change of the constitution to include female heirs.
Caroline received her French baccalaureat in 1974, and received a degree in Philosophy from Sorbonne University. She is fluent in French, English, Spanish, German, and Italian. Her hobbies include horseback riding, swimming, and skiing.
Marriages:

• Marriage 1: Philippe Junot

Married Phillippe, a Parisian banker, in 1978. The couple divorced in 1980 with no children.

• Marriage 2: Stefano Casiraghi

Married Stefano in 1983, the sportsman heir to an Italian industrial fortune. The two had to marry in a civil ceremony rather than a religious ceremony because Caroline, a Catholic, was divorced. Caroline was 3 months pregnant at the time of their wedding.
They have three children:

1. Andrea Casiraghi (1984)

• Married to Tatiana Santo Domingo and has 3 children

1. Charlotte Casiraghi (1986)

• Married to French producer Dimitri Rassam and has two children

1. Pierre Casiraghi (b. 1987)

• Married to Beatrice Borromeo and has 2 children

Note: The Casiraghi’s are all very beautiful and very fashionable but I don’t want to go much into them here because they are so far down the line of succession. They’re fun to follow for their fashion if you have the time to check them out.

• Marriage 3: Prince Ernst August of Hanover

Married Ernst August, a Prince, in 1999. They have one daughter, Princess Alexandra.
Caroline is thus a Princess twice-over, through her family and through her husband. She and Ernst August have been separated since 2009 however are still legally married, thus she retains the title of Princess Caroline of Hanover.
Read about all of her weddings here
See her speaking in English around 12:00 here
Princess Stephanie (b. 1965)
Stephanie was in the vehicle with her mother when Grace died. She suffered a fracture of the neck.
She has studied classical dance and piano, and competed in gymnastics and horse riding. She interned at Christian Dior and debuted as a model in 1984. She has a swimwear and perfume line, and owns cafes and stores in both Monaco and Barcelona. She also has sold more than 2 million copies of her song, Ouragan, and sold 1.5M copies of her album Besoin. She recorded “In the Closet” with Michael Jackson, however is listed as “mystery girl” in the credits.
Marriages/Relationships:

• Marriage 1: Daniel Ducruet

Stephanie married her former body guard, Daniel Ducruet, in 1995. When Rainier learned of their relationship Daniel was not only still his employee, but had a pregnant girlfriend too. Stephanie gave birth to their two children “out of wedlock” because Rainier refused to grant permission for them to marry, however eventually relented. The two divorced a year later after Ducruet was photographed naked with a stripper.
Read more
They have two children:

1. Louis (b. 1992)

• Married Marie Chevallier in 2019

1. Pauline (b. 1994)

​

• Relationship 2: Jean Raymond Gottlieb

Stephanie and Jean never married, however have a child together. He was Rainier’s Head of Security. She did not identify him on the birth certificate and it was not confirmed that he was Camille’s father until she confirmed it herself on her Instagram.
More about Jean
​

• Marriage 3: Franco Knie

Stephanie met elephant trainer (yeah, you read that right) when she presented him with the award for “best animal tamer” at the Monaco Circus Festival in 1997. Franco, a decade older than Stephanie, was married with two children at the time. Franco left his family for Stephanie, moving her and her three children into his circus caravan in Zurich. Marrying in 2001, their relationship lasted 18 months until their divorce.
An interview with Stephanie in English in 1990
Why is he a Prince and not a King?
From vogue:
It goes back deep into the history of Monaco. Monaco has always been a tiny nation, and, for protection, allied itself with (or, at some points, was flat-out annexed by) big powerful countries, with big powerful rulers—aka kingdoms, or, a nation ruled by a king or queen. So Monaco’s rulers styled themselves as prince and princess. That, by definition, made the nation a principality, or one ruled by prince or princess.
Regardless, Albert actually plays a bigger role in the day to day operations of the country than most of his European peers. Legislative power is divided between the Prince who initiates the laws, and the National Council who votes on them. Executive power is retained by the Prince, and he has full judiciary powers.
Jewels
See their tiara collection
I think the Ocean Tiara, gifted to Charlene for her wedding, is particularly interesting. You either love it or you hate it.
The Grimaldi Curse
What do you think?

I am a professional poker player in my 20s living in the UK. I have moderate Chronic Fatigue Syndrome aka CFS.
I want to make sure that I am making good decisions regarding personal finance. There are a few unusual aspects of my work / life that mean a lot of the normal financial planning advice is not relevant, so I would appreciate people looking over this to check I am running this sensibly.
First, there are a few aspects of poker that I should mention:
1) income will vary wildly from year to year, more so than almost any other job. It is very likely I make between 25k and 75k in 2021. However it is also possible I barely breakeven, or that I win a big tournament for 6 or even 7 figures (this is extremely unlikely but definitely possible).
2) Poker income is tax free. I do not pay national insurance or any kind of tax on poker winnings (This is a century old HMRC rule).
3) I need to maintain a large float of liquid or semi liquid cash due to the swings of poker. I need to ensure that even if I lose money for a period I still can afford to play poker and cover living expenses. I also have money tied up in tournament tickets that take months or even years to realise the value of.
4) I play live and online poker, lifetime earnings from live and online are fairly similar.
Regarding my CFS:
1) I am not well enough to work a 9-5 job with a commute and likely will never be well enough to do that.
2) I am well enough to work a 9-5 job from home on good weeks, but have periods when I am ill and not able to work.
3) I have been rejected for disability benefits when I was more ill than I am now. People with CFS find it notoriously difficult to get claim any kind of disability benefits. I am not currently pursuing this.
4) I am not considered to be working by HMRC so I am not paying NI. IDK what impact this will have on my pension. I am extremely reluctant to pay voluntary contributions as it means locking up the value for 40+ years and I have no idea what pension changes will occur in my lifetime.
5) I am not mentally disabled, I have an invisible physical disability. Nobody I run into in live poker has any idea I am seriously disabled apart from a handful of close friends I disclosed it to.
Current plan:
1) My current pension plan is to invest as much as I can each year into stocks and shares ISAs, (LISAs and regular ISAs). I am investing exclusively in equity index tracker funds with the lowest fees I can find on Vanguard and AJ Bell. I am heavily weighted towards emerging market funds. I am fairly risk tolerant, if the investment drops 20% in a year then thats whatever, I am holding for the long term.
2) Because poker income is tax free, I could work part time at a 'real' job and the first £12500 would fall under the tax free allowance. I am yet to do this but it is definitely a bonus if I do work part time in the future. I think there might be some other ways I can take advantage of the fact that I am technically earning zero income, but nothing comes to mind. Any ideas?
3) I am assuming that I will get little to nothing from the government regarding disability help and pensions and I should just look after myself as far as I can.
4) It is possible that online poker kinda dies (or I just fall behind the curve) in my lifetime to the point that I can no longer beat it for a sufficient hourly to make it worthwhile. I assume I will play more live poker when this happens, as far as my disability permits.
5) I am hoping that due to cultural changes following corona that working from home becomes more widely accepted and if I wanted to I could pursue this in the future. Annoyingly I became ill during my degree and did not graduate (I was on track for a 2.1 from LSE) but I might be able to leverage poker experience somehow, especially in similar jobs in finance and gambling.
Apologies for the rambling, I realise this is a lengthy post.
Does this all make sense?
Is there anything else I should be working on?

First time posting here, super nervous but hoping I can use this as a lesson and a springboard to sort my life out and get advice on how best to achieve my goals instead of making more mistakes. I will accept the criticism and embarrassment that I expect I will receive.
:Problem: Over the last few years I’ve been sucked into an online game by a group of “friends” which at the time felt like great fun, especially being part of the group. Unfortunately this group of friends also encourage and endorse paying real world money to purchase in game currency - this wasn’t a problem in the first year, we just got some good stuff and had a bit of fun. However, from there this developed into a far darker and deeper seated issue in my life. In the game there’s essentially a place you can go to “gamble” against other players - I didn’t think of this as gambling at first, we were just having fun with pixels, it isn’t real. Now I look back the game was just a way to disassociate currency from real world money, so I was just gambling away potential savings. Long story short I’ve spent >£5K in the last year on this game through poor personal management - I know I should be ashamed, I am. I wasn’t aware It was so much and only sat down to crunch the numbers this weekend. I’m pretty devastated and scared to discover the magnitude of the issue. The prompt to looking into this was discovering one of the others was part of a larger known group that manipulate people into doing this for their own personal gain.
:Current standing:
• I’m 25 years old • I have a business degree • I’m work in the project sector • I have been with my partner for 3 years now • I have recently started a grad role with around £29k salary, it’s pretty stable for now but I’m really not happy there - I think I can stick it out a year or two though as it’s great for professional development. • My partner is unaware of the issue, however knows I don’t have much £ saved. • Currently I have £2000 in a help to buy • Currently I have £1000 outstanding on credit cards (I’ll pay this back Jan, but this will absorb most of my spare income.) • My Rent/Bills is about £850 a month • I see about £1850 a month after tax, pension and shares contributions • My credit score is around 375/1000, this was destroyed by Plusnet after getting a temp sim (when I cancelled it the CS team claimed I raised a “STAC” request, I didn’t I have another number so literally that wouldn’t make any sense. They didn’t contact me for a year and I only found out when I had an Apple phone plan rejected recently (settled now but is there any way to get this repaired?)
:Personal Goals I want UKPF’s help to achieve:
• Comfortable living, I do not want to deprive my partner of dates, the occasional (reasonable) gift etc due to my own foolish behaviour these past few years. • >5k savings to allow us to move to Canada for a year, working and in 12-18 months or so • Upon return to the UK I’d like to get onto the housing ladder • To carve gambling out from my life and be more diligent in clocking my own behaviour in future • Identify any “easy wins”, I’ve seen a few people post about account switches and surveys you can do for some money?
I welcome all the advice I can get!

[Links] are in the comments due to whitelisting
Sand casino operates like a fixed-odds betting terminal (FOBT) with comparatively decent odds - you put your money in, things outside your control happen, and you either win (and get a payout) or lose (and don't). People have an acceptable chance of doubling their stake, but the process is extremely addictive and is inherently stacked against you - the winnings tax means that, over time (and assuming you're playing fair against people with equal combat stats to you, giving you a roughly 50% chance of success), you stand to lose money.
This wouldn't be so bad if gp was finite because your total risk would just be your account value at time of playing, but the existence of bonds (and even without bonds, with the existence of gold trading - although bonds certainly streamline the process) grows your total risk to include your own wealth, as well as the wealth of other people around you.
Frankly I think this is a ticking time-bomb. Jagex (and many other companies, since loot boxes are roughly analogous here) are getting away with it at the moment because the final product is, in theory, non-convertible into cash. In practice, it doesn't matter whether the winnings are convertible or not (which, in reality, they are), since it's the process of gambling itself which is addictive [1], and not the end result. It is honestly surprising that the totally unregulated nature of the duel arena hasn't already ballooned into a scandal which will damage Jagex and the game as a whole, since such scandals have already hit other games [2], and legislation is likely coming in to regulate it further [3].
FOBTs have been considered a plague for problem gamblers, their suffering creating a significant amount of revenue for gambling companies. However, the UK has recently taken steps to mitigate and even eliminate the problem by lowering the maximum stake - from £100 per spin (each spin lasting a matter of seconds), to £2 per spin. Here’s an article from someone who experienced a gambling addiction on lowering the maximum stake [4]. If you've lived in London while this has happened, you may have even noticed a lot of gambling shops like William Hill have shut down - I think this is because their main revenue stream was based on exploiting people using FOBTs compulsively, and that income is now not available to them anymore. Clearly, this is a success story.
The duel arena has no maximum stake for members (although each player must stake within 10k gp of the other's bet). A 1bn gp is worth around $400 and can be lost in a matter of seconds, making it far easier than even FOBTs to lose a worrying amount of money through repeated 'spins'. However, a maximum stake - perhaps around 1m (~£1.40 or less at time of writing, if buying bonds in £) - would drastically reduce the risk to problem gamblers while still providing an avenue for people to stake, if they felt like it; it won't completely negate the above mentioned risks associated with running totally unregulated gambling, but it would certainly demonstrate that Jagex are listening to players and are limiting any abuse of the system to protect people with gambling addictions from themselves.

Hi guys. I stumbled upon a site that displayed all the licensed New Jersey bookmakers/casinos and their bonuses and I was mindblown. Stuff like $600 risk free bet with no wagering, casino bonuses up to $1000 with 10x wagering. I'm from the UK and we had such stuff like 15 years ago, now the norm here is more like bet 20 get a 20 miserable free bet and there isn't a casino bonus with less than 35x wagering. Is it too good to be truth over there in New Jersey? Do they payout without hassle if let's say you win 4 figures? How are the deposits since I know most US banks block gambling payments in and out? Do you often get emailed reload offers after you completed the sign up offer for example get back in our site and we'll match your next deposit up to $500, stuff like that? Honestly, compared to the UK betting/casino scene, the American bonuses look surreal, where's the catch? Also, about taxes, I know you have to pay like 25% but from my time talking to NJ bettors before, some of them told me there's ways to avoid paying tax on your winnings, what's the general rule of thumb here? I'm pretty interested because my best friend and his family moved to New Jersey 5 years ago and I told him about it, he said there would be no problem for me to bet with his ID if I decided I want to do it so if there aren't any catches to how amazing it looks over there, the only real problem would be the GeoLocation thing I found. None of the sites here demand that and you could even use simple technology like VPN if you're abroad and want to bet in the UK. It's probably impossible to spoof the GeoLoc over there, isn't it? My last question would be about the account verification, what is generally required to verify your account, we have to send stuff like ID + proof of address here and occasionally a selfie with ID. I read something about you guys needing to provide your social security numbers though, what's the thing there, every site demanding it? Someone told me its the last 4 digits only, I think my friend MIGHT be uncomfortable giving me his SSN and I for sure wouldn't pressure him to give me that.
​
Lots of questions, thanks in advance to those who will decide to waste 5 minutes of their lives to answer haha.

​
Matched betting is the ultimate side hustle. It involves profiting from the free bets and incentives that bookmakers offer to entice you to use their gambling services. It is a completely legal, effective and risk-free way of making money (when done properly).
HOW MUCH CAN I EARN?
Earnings vary depending on how much time you put in. The bigger the offer the more profitable they are, and after that you move onto the reload offers. These are offers that bookmakers give out to retain customers.
For each matched bet, you will be left with up to 80% of the free bet amount as profit (e.g. a £25 free bet could earn you £20). You are likely to make a small loss on your first bet, but will make this back up once you claim your free bet. It’s also worth pointing out that earnings from the gambling industry are currently tax-free in the UK!
Tons of people report earning a full-time income from matched betting. But if you don’t have that much time to dedicate to finding the offers and placing your bets, you can still earn a substantial amount of money. Odds Maker report that with as little as 3 hours worth of work a week you can earn over £300! You can increase your profits even more by signing up to the bookmakers through Topcashback (and earning cashback for signing up too). Ref Link
HOW DOES MATCHED BETTING WORK?
To start your matched betting hustle, you will need to use mathematical equations to match a lay bet with a back bet, cancelling out any risk of losing money and profiting from your free bet (or similar incentive). The best way to ensure that you don’t make any mistakes is by using an odds calculator. Odds calculators often come at a small cost but will speed up and maximise your profits. I’d recommend signing up to Profit Accumulator; they can talk you through the process and guide you to making money quickly!
Ref Link
Non Ref
Here are the two types of bets you need to place to cash in on your free money:
THE ‘BACK’ BET
The back bet is the most traditional form of bet, essentially you’re backing your predicted outcome and saying “I think this will win”. If the team, horse, or whatever else you place your back bet on wins, then you’ll win your bet and the profit along with it.
THE ‘LAY’ BET
The lay bet is the exact opposite to the back bet, you’re betting on every eventually other than a specific outcome and saying “I don’t think this will win”. If the team that you bet on don’t win the match (they draw or lose), you win your lay bet.
Betfair is the most commonly used betting exchange website that allows you to place ‘lay’ bets. Keep in mind that you’ll be charged 5% commission on your winnings from Betfair.
THE FREE BET
Following your ‘qualifying’ bet, you are then given the free bet (or similar incentive) to play with. This is where you make your profit! Repeat the process of placing your back bet and lay bet using your free bet and cash out your winnings!
Any questions and I'll be more than happy to help!

Ever since i started playing regularly, i've researched anonymity in places. Here is what i have for each state plus a bunch of other countries. If anything is outdated or incorrect, please comment.
United States
Alabama: No current lottery. Source: https://www.wtvy.com/content/news/Lottery-bill-other-legislation-is-likely-dead-in-Alabama-legislature-569059451.html
Alaska: No current lottery/Not Anonymous. "Unlike most other states, Alaska doesn’t have a state-sponsored lottery." Source: https://www.lotterycritic.com/lottery-results/alaska/ Alaska does permit charities to run lotteries, the largest one is Not Anonymous. Source: http://www.lottoalaska.com/
Alaska's governor has proposed a bill to create an official Alaska State Lottery. Source: https://apnews.com/78cacca5137f6b47e41be2de37600044
American Samoa: No current lottery. Source: https://simonsblogpark.com/onlinegambling/simons-guide-to-gambling-in-american-samoa/amp/
Arizona: 100% Anonymous if requested by the winner for all wins of $100,000 and over. Source: https://www.nbcnews.com/news/us-news/arizona-becomes-latest-state-shield-lottery-winners-names-n995696
Arkansas: Not Anonymous/Other entities unclear. "Winner information is subject to disclosure under the Arkansas Freedom of Information Act (FOIA). A winner who receives a prize or prize payment from the ASL grants the ASL, its agents, officers, employees, and representatives the right to use, publish (in print or by means of the Internet) and reproduce the winner’s name, physical likeness, photograph, portraits, and statements made by the winner, and use audio sound clips and video or film footage of the winner for the purpose of press releases, advertising, and promoting the ASL". Source: https://www.myarkansaslottery.com/claim-your-prize
California: Not Anonymous/Only individuals can claim. “ The name and location of the retailer who sold you the winning ticket, the date you won and the amount of your winnings are also matters of public record and are subject to disclosure. You can form a trust prior to claiming your prize, but our regulations do not allow a trust to claim a prize. Understand that your name is still public and reportable”. Source: https://static.www.calottery.com/~/media/Publications/Popular_Downloads/winners-handbook-October%202018-%20English.pdf
Colorado: Not Anonymous/Anonymous via trust. “As part of the Open Records Act, we are required to release to the public your name, hometown, amount you won and the game you played. This information will be posted on coloradolottery.com and will be furnished to media upon request.” Source: https://www.coloradolottery.com/en/games/lotto/claim-winnings/ Source: https://denver.cbslocal.com/2016/01/15/in-colorado-and-other-states-lottery-winners-can-keep-names-secret/
Connecticut: Not Anonymous/Anonymous via a trust or LLC, "Certain information about our winners is public information: Winner's name and place of residence, date of claim, game played, prize amount won, and the selling retailer's name and location. While most winners claim prizes using their individual names, some winners come forward using other legal entities (i.e., trusts, business partnership) to claim their prizes. In those instances, the Lottery will promote the win using that legal entity's name. For more information about such instances, please consult your personal accountant or legal advisor.” Source: https://www.ctlottery.org/Content/winner_publicity.aspx
Delaware: 100% Anonymous if requested by winner. "Many winners have chosen to remain anonymous, as allowed by state law, but their excitement is yours to share!" Source: https://www.delottery.com/Winners and https://www.delottery.com/FAQs
DC: Not Anonymous/Anonymous via a trust or LLC. Anonymous question is not directly answered on lottery website. "In the District of Columbia, specific lottery winner information is public record." However, a Powerball Jackpot win was claimed via a LLC in 2009. Source: http://www.washingtonpost.com/wp-dyn/content/article/2009/05/04/AR2009050402008.html
Florida: Not Anonymous/Anonymous via LLC. "Florida Lottery winners cannot remain anonymous. Florida law mandates that the Florida Lottery provide the winner's name, city of residence, game won, date won and amount won to any third party who requests the information; however Florida Lottery winners' home addresses and telephone numbers are confidential." Source: http://www.flalottery.com/faq
The Florida Lottery allows trusts to claim it, however winner information is still released in compliance with the law. A $15 Million jackpot was claimed by an LLC. Source: https://www.fox13news.com/amp/consumehit-the-lottery-remain-anonymous-not-in-florida Source: http://flalottery.com/pressRelease?searchID=199128
Georgia: 100% Anonymous if requested by the winner for all prizes over $250,000. Source: https://www.stl.news/georgia-governor-signs-bill-allowing-lottery-winners-remain-anonymous/121962/
Guam: Anonymity appears to be an option. Source: https://www.kuam.com/story/11218413/guamanian-wins-big-in-sportsbingo-but-has-yet-to-claim-2m-prize
Hawaii: No current lottery. Source: https://www.kitv.com/story/40182224/powerball-or-mega-millions-lottery-in-hawaii
Idaho: Not Anonymous."By claiming a winning lottery ticket over $600, winners become subject to Idaho’s Public Records Law. This means your “win” becomes an offcial Idaho public record. Your full name, the town where you live, the game you won, the amount you won (before and after taxes), the name of the retailer where you bought the ticket, and the amount the retailer receives for selling the ticket are all a matter of public record." Can seek anonymity if you have specific security concerns (rarely granted). Source: https://www.idaholottery.com/images/uploads/general/winnersguideweb.pdf
Illinois: Not Anonymous/Anonymous if requested by winner for all wins over $250,000 however info will be released to a FOIA request. "However, Murphy also cooperated with the Illinois Press Association in adding an amendment that ensures that Freedom of Information Act, an act designed to keep government agencies transparent by allowing the public to access any public record by request, supersedes the privacy law, according to attorney Don Craven, the press association’s legal counsel." Source: https://www.thetelegraph.com/news/article/Hidden-riches-Big-lottery-winner-in-Beardstown-13626173.php
Indiana: Not Anonymous/Anonymous via LLC or trust. "Indiana law allows lottery jackpot winners to remain anonymous, with the money being claimed by a limited liability company or legal trust." Source: https://www.chicagotribune.com/nation-world/ct-indiana-mega-millions-winners-20160729-story.html
Iowa: Not Anonymous/Can use a trust to claim but information will be released. "When you win an Iowa Lottery prize of $600 or more, you have to fill out a winner claim form that includes your name, address and Social Security number before you can claim your winnings. Iowa law makes the information on that claim form public, meaning that anyone can request a copy of the form to see who has won the prize. We redact sensitive information, such as your Social Security number, from the form before we release it, but all other details are considered public information under Iowa law (Iowa Code Section 99G.34(5)." Source: https://www.ialotteryblog.com/2008/11/can-prize-winne.html.
For group play, "Prizes can be paid to players who play as a group. A check can be written to an entity such as a trust or to a single individual." Source: https://ialottery.com/pages/Games/ClaimingPrizes.aspx
Kansas: 100% Anonymous if requested by the winner. "Kansas is one of a handful of states that does not have this requirement. If you win a prize in Kansas, you may request that your identity not be released publicly." Source: https://www.kslottery.com/faqs#faq-8
Kentucky: Anonymity appears to be an option. Anonymity or who can claim is not addressed on lottery website. But multiple instances of winners claiming anonymously have been reported in the news. "Kentucky Lottery spokesman Chip Polson said the $1 million Powerball winner claimed the prize on May 15 and the Mega Million winner claimed the prize on May 12. He confirmed that both players wanted their identity to remain a secret." Source: https://www.courier-journal.com/story/news/local/2017/05/19/two-1-million-lottery-winners-who-bought-tickets-louisville-want-privacy/101870414/
Louisiana: Not Anonymous/Anonymous via trust. "Under the Lottery's statute, all prize payment records are open records, meaning that the public has a right to request the information. Depending upon the amount won and public or media interest in the win, winners may NOT be able to remain anonymous. The statute also allows the Lottery to use winners' names and city of residence for publicity purposes such as news releases. The Lottery's regular practice is not to use winner information in paid advertising or product promotion without the winner's willingness to participate. Source: https://louisianalottery.com/faq/easy-5#35 Source: https://louisianalottery.com/article/1050/the-williams-trust-claims-share-of-50-million-powerball-jackpot
Maine: Not Anonymous/Anonymous via trust. "In the event that Maine does have a Mega Millions winner, he or she can opt to remain anonymous — but Boardman says that’s never happened. “What a winner could do in Maine is they could file their claim in the name of a trust, and the trust becomes the winner. So that’s how a winner could claim their ticket anonymously,” he says." Source: https://www.mainepublic.org/post/lottery-official-reminds-mainers-they-re-exceedingly-unlikely-win-16-billion-jackpot
Maryland*: Not Anonymous by Law, Anonymous in Practice. "However, the legal basis for this anonymity in Maryland is thin. The Maryland Lottery does not advertise that lottery winners may remain anonymous, but it posts articles on its website about winners and notes those winners who have “chosen to remain anonymous:” Source: https://www.gw-law.com/blog/anonymity-maryland-lottery-winners
*"Please note that this anonymity protection does not apply to second-chance and Points for Drawings contests run through the My Lottery Rewards program. Those contests are run as promotions for the Lottery. As such, they are operated under a different set of rules than our draw games and scratch-off games. The rules of participating in our second-chance and Points for Drawings contests state that winners' identities are published."" Source: https://www.mdlottery.com/about-us/faqs/
Massachusetts: Not Anonymous/Anonymous via trust "Lottery regulations state that a claimant's name, city or town, image, amount of prize, claim date and game are public record. Therefore, photographs may be taken and used to publicize winnings." Source: https://www.masslive.com/news/2018/05/lottery_sees_increase_in_winne.html
Michigan: Not Anonymous for Powerball and Mega Millions/100% Anonymous if requested by the winner for all other winners over $10,000. "Winner Anonymity. Michigan law requires written consent before disclosing the identity of the winner of $10,000 or more from the State lottery games Lotto47 and Fantasy 5. You further understand and agree that your identity may be disclosed, and that disclosure may be required, as the winner of any prize from the multi-state games Powerball and Mega Millions." Source: https://www.michiganlottery.com/games/mega-millions
Minnesota: Not Anonymous. Anonymity or who can claim is not addressed on lottery website but lottery blog states "In Minnesota, lottery winners cannot remain anonymous. A winner's name, city, prize amount won and the place that the winning ticket was sold is public data and will be released to media and posted on our website." Source: https://www.mnlottery.com/blog/you-won-now-what
Mississippi: 100% Anonymous if requested by the winner. "In accordance with the Alyce G. Clarke Mississippi Lottery Law, the Mississippi Lottery will not disclose the identity of the person holding a winning lottery ticket without that person's written permission." Source: https://www.mslotteryhome.com/players/faqs/
Missouri: Not Anonymous. "At the Lottery Headquarters, a member of the Lottery's communications staff will ask you questions about your win, such as how many tickets you bought, when you found out that you won and what you plan to do with your prize money. This information will be used for a news release. You will also be asked, but are not required, to participate in a news conference, most likely at the store where you purchased your winning ticket." Source: http://www.molottery.com/whenyouwin/jackpotwin.shtm
A Missouri State Legislator has submitted a bill to the State House to give lottery winners anonymity. Source: https://www.kfvs12.com/2020/02/25/mo-house-considers-legislation-protect-identity-lottery-winners/
Montana: Not Anonymous/Anonymous via trust. "In Montana, by law, certain information about lottery winners is considered public. That information includes: the winner's name, the amount won and the winner's community of residence. Winners may choose to claim as an individual or they may choose to form a trust and claim their prize as a trust. If a trust claims a lottery prize, the name of the trust is considered public information. A trust must have a federal tax identification number in order to claim a Montana Lottery prize." Source: https://www.montanalottery.com/en/view/about-faqs
Nebraska: Not Anonymous/Anonymous via LLC. Anonymity or who can claim is not addressed on lottery website but a winner created a legal entity to claim anonymously in 2014. "Nebraska Lottery spokesman Neil Watson said with the help of a Kearney lawyer, the winner or winners have created a legal entity called Carpe Diem LLC." Source: https://journalstar.com/news/state-and-regional/nebraska/m-nebraska-powerball-winner-to-remain-anonymous/article_a044d0f0-99a7-5302-bcb9-2ce799b3a798.html
A Nebraska State Legislator has now filed a bill to give 100% Anonymity to all winners over $300,000 who request it. Source: https://journalstar.com/news/state-and-regional/nebraska/anonymity-for-lottery-winners-bill-would-give-privacy-to-those/article_1cdba44d-c8bb-5971-b73f-2eecc8cd4625.html
Nevada: No current lottery. Source: https://www.reviewjournal.com/business/casinos-gaming/heres-why-you-cant-play-powerball-in-nevada/
New Hampshire: Not Anonymous/Anonymous via a trust. Anonymity or who can claim is not addressed on lottery website but a winner successfully sued the lottery and won the right to remain anonymous in 2018. Source: https://www.washingtonpost.com/news/post-nation/wp/2018/03/12/winner-of-a-560-million-powerball-jackpot-can-keep-the-money-and-her-secret-judge-rules/?noredirect=on&utm_term=.bec2db2f7d2c
New Jersey: 100% Anonymous if requested by the winner. Source: https://www.nj.com/politics/2020/01/win-big-you-can-claim-those-nj-lottery-winnings-anonymously-under-new-law.html
New Mexico: Not Anonymous. “Winners of $10,000 or more will have name, city, game played, and prize amount and photo on website.” Can seek anonymity if you have specific security concerns (rarely granted). Source: https://www.nmlottery.com/uploads/FileLinks/82400d81a0ce468daab29ebe6db3ec27/Winner_Publicity_Policy_6_1_07.pdf
New York: Not Anonymous/Anonymous via a LLC. Anonymity or who can claim is not addressed on lottery website but per Gov. Cuomo: "For the past 40 years, individuals wishing to keep their name and information out of the public view have created LLCs to collect their winnings for them." Source: https://nypost.com/2018/12/09/cuomo-vetoes-bill-allowing-lotto-winners-to-remain-anonymous/
North Carolina: Not Anonymous. "North Carolina law allows lottery winners' identity to remain confidential only if they have an active protective order against someone or participate in the state's "Address Confidentiality Program" for victims of domestic violence, sexual offense, stalking or human trafficking." Source: https://www.charlotteobserver.com/news/local/article54548645.html
North Dakota: 100% Anonymous if requested by the winner. Source: https://www.kfyrtv.com/home/headlines/ND-Powerball-Winners-Have-Option-to-Remain-Anonymous-364918121.html
Northern Mariana Islands: 100% Anonymous if requested by the winner. Source: https://www.nmsalottery.com/game-rules/
Ohio: Not Anonymous/Anonymous via trust. Anonymity or who can claim is not addressed on lottery website but appears to have an anonymous option. "The procedure from there was a little cumbersome. I needed to create two separate trusts. One trust was to appoint me, as the trustee on behalf of the winner, to contact the Lottery Commission and accept the Lottery winnings. The secondary trust was set up for me as trustee of the first trust, to transfer the proceeds to the second trust with the winner as the beneficiary. This enabled me to present the ticket, accept the proceeds, and transfer it to the winner with no public record or disclosure." Source: https://www.altickcorwin.com/Articles/How-To-Claim-Lottery-Winnings-Anonymously.shtml
Oklahoma: Not Anonymous/Anonymous via trust or LLC. In accordance with the Oklahoma Open Records Act and the Oklahoma Education Lottery Act, the name of any individual, corporation, partnership, unincorporated association, limited liability company, or other legal entity, and their city of residence will be made public. Source: https://www.lottery.ok.gov/playersclub/faq.asp Source: https://oklahoman.com/article/5596678/lottery-winners-deserve-some-anonymity
Oregon: Not Anonymous. "No. Certain information about Lottery prizes is public record, including the name of the winner, amount of the prize, date of the drawing, name of the game played and city in which the winning ticket was purchased. Oregon citizens have a right to know that Lottery prizes are indeed being awarded to real persons. " Source: https://oregonlottery.org/about/public-interaction/commission-directofrequently-asked-questions Can seek anonymity if you have specific security concerns (rarely granted). Source: https://www.dailymail.co.uk/news/article-3353432/Man-living-Iraq-wins-6-4-million-Oregon-jackpot.html
Pennsylvania: Not Anonymous/Anonymous via trust. Source: https://lancasteronline.com/news/local/trust-that-won-powerball-no-relation-to-manheim-township-emerald/article_29834922-4ca2-11e8-baac-1b15a17f3e9c.html
Puerto Rico: 100% Anonymous if requested by the winner. Source: https://www.nbcnews.com/news/latino/puerto-rico-powerball-winner-claims-prize-chooses-stay-anonymous-n309121
Rhode Island: Not Anonymous/Anonymous if requested but all info is subject to FOIA. "While the Lottery will do everything possible to keep a winner's information private if requested by the winner, in Rhode Island and most other states, this information falls under the Freedom of Information Act, and a winner's name and city or town of residency must be released upon request." Source: https://www.rilot.com/en-us/player-zone/faqs.html
South Carolina: 100% Anonymous if requested by the winner. Anonymity or who can claim is not addressed on lottery website but appears to have an anonymous option based on prior winners. Source: https://myfox8.com/2019/03/15/the-anonymous-south-carolina-winner-of-the-largest-lottery-jackpot-is-donating-part-of-it-to-alabama-tornado-victims/
South Dakota: Not Anonymous for draw games and online games/100% Anonymous for Scratchoffs if requested by the winner. "You can remain anonymous on any amount won from a scratch ticket game. Jackpots for online games are required to be public knowledge. Play It Again winners are also public knowledge." Source: https://lottery.sd.gov/FAQ2018/gamefaq.aspx.
Tennessee: Not Anonymous/Can use a trust but info subject to open records act. Anonymity is explicitly noted as not being allowed on the official lottery website. Source: https://www.tnlottery.com/faq/i-won
However if it is claimed via a trust then the lottery will not give out your information unless requested to do so. "The TN lottery says: "When claiming a Lottery prize through a Trust, the TN Lottery would need identity documentation for the grantor and all ultimate beneficiaries. Once we are in possession of these documents and information, records are generated. If a formal request is made by a citizen of Tennessee, the Trust beneficiary's name, city and state must be made available under the Tennessee Open Records Act." Source: https://www.avvo.com/legal-answers/in-tennessee--can-a-lottery-jackpot-be-claimed-whi-2327592.html
Texas: 100% Anonymous if requested by the winner for $1 million or more IF the winner claims it as an individual AND chooses the Cash option. Not Anonymous if claimed by a trust or LLC or if the winner chooses the Annuity option. Source: https://www.txlottery.org/export/sites/lottery/Documents/retailers/FAQ_Winner_Anonymity_12112017_final.pdf
Utah: No current lottery. Source: https://www.lotterycritic.com/lottery-results/utah/
Vermont: Not Anonymous/Anonymous via trust. “The name, town and prize amount on your Claim Form is public information. If you put your name on the Claim Form, your name becomes public information. If you claim your prize in a trust, the name of the trust is placed on the Claim Form, and the name of the trust is public information.” Source: https://vtlottery.com/about/faq
Virginia: 100% Anonymous if requested by the winner for prizes over $10 million. "A new law passed by the Virginia General Assembly and signed by the Governor prohibits the Virginia Lottery from disclosing information about big jackpot winners." "When the bill goes into effect this summer, the Virginia Lottery will not be allowed to release certain information about winners whose prize exceeds $10 million, unless the winner wants to be known." Source: https://www.13newsnow.com/article/news/local/virginia/new-virginia-law-allows-certain-lottery-winners-to-keep-identity-private/291-c33ea642-e8fa-45fd-b3a4-dc693cf5b372
US Virgin Islands: Anonymity appears to be an option. A $2 Million Powerball winner was allowed to remain anonymous. Source: https://viconsortium.com/virgin-islands-2/st-croix-resident-wins-2-million-in-latest-power-ball-drawing/
Washington: Not Anonymous/Can use a trust but info subject to open records act. "As a public agency, all documents held by Washington's Lottery are subject to the Public Records Act. Lottery prizes may be claimed in the name of a legally formed entity, such as a trust. However, in the event of a public records request, the documents forming the artificial entity may be released, thereby revealing the individual names of winners." https://www.walottery.com/ClaimYourPrize/
West Virginia: 100% Anonymous if requested by the winner for prizes over $1 million and 5% of winnings remittance. "Effective January 1, 2019, House Bill 2982 allows winners of State Lottery draw games to remain anonymous in regards to his or her name, personal contact information, and likeness; providing that the prize exceeds one million dollars and the individual who elects to remain anonymous remits five percent of his or her winnings to the State Lottery Fund." Source: https://wvlottery.com/customer-service/customer-resources/
Wisconsin: Not Anonymous/Cannot be claimed by other entities. "Pursuant to Wisconsin’s Open Records law (Wis. Stats. Secs. 19.31–19.39), the Lottery is required to disclose a winner’s name, likeness and place of residence. If you win and claim a prize, the Lottery may use your name, likeness and place of residence for any purpose without compensation to you.
Upon claiming your prize, you waive any claims against the Lottery and its representatives for any and all liability which may result from the disclosure or use of such information." "The original winning ticket must be signed by a single human being. For-profit and non-profit entities, trusts, and other non-human beings are not eligible to play or claim a prize." Source: https://wilottery.com/claimprize.aspx
Wyoming: 100% Anonymous if requested by the winner. "We will honor requests for anonymity from winners. However, we certainly hope winners will allow us to share their names and good news with other players." Source: https://wyolotto.com/lottery/faq/
Other countries
Australia: 100% Anonymous if requested by winner. "The great thing about playing lotto in Australia is that winners can choose to remain anonymous and keep their privacy, unlike in the United States where winners don't have such a choice, and are often thrown into a media circus." Source: https://www.ozlotteries.com/blog/how-to-remain-anonymous-when-you-win-lotto/
Bahamas: No current lottery. Source: https://thenassauguardian.com/2013/01/29/strong-no-vote-trend-so-far-in-gaming-referendum/
Bahrain: Not Anonymous. Source: https://bdutyfree.com/terms-conditions1#.X8ru92lOmdM
Barbados: Not Anonymous. "No. Barbados Lottery winners cannot remain anonymous. The Barbados Lottery mandates the winner’s name, address, game won, date won and amount won be provided; however Barbados Lottery winners' home addresses and telephone numbers are confidential." Source: https://www.mybarbadoslottery.com/faqs
Brazil: 100% Anonymous if requested by the winner. Source: https://www.lotterycritic.com/lottery-results/brazil-lottery/
Canada: Not Anonymous. Every provincial lottery corporation in Canada requires winners to participate in a publicity photo shoot showing their face, their name and their municipality. Can seek anonymity if you have specific security concerns (rarely granted). Source: https://consumers.findlaw.ca/article/can-lottery-winners-remain-anonymous/
Carribbean Lottery Countries (Antigua/Barbuda, Anguilla, St. Kitts/Nevis, St. Maarten/Saba/St. Eustatius, and Turks/Caicos): Not Anonymous. "No. Caribbean Lottery winners cannot remain anonymous. The Caribbean Lottery mandates the winner’s name, address, game won, date won and amount won be provided; however Caribbean Lottery winners' home addresses and telephone numbers are confidential." Source: https://www.thecaribbeanlottery.com/faqs
China: 100% Anonymous if requested by the winner. Must appear in a press conference and photo but allowed to wear disguise. Source: https://www.usatoday.com/story/news/world/2015/01/22/china-lottery-winners-mask/22108515/
Cuba: No current lottery. Source: https://oncubanews.com/en/cuba/society-cuba/cuban-traditions/lottery-the-national-game-infographics/
EuroMillions Countries (Austria, Belgium, France, Ireland, Luxembourg, Portugal, Spain, Switzerland, and UK*): 100% Anonymous if requested by the winner. Source: https://www.euro-millions.com/publicity
*United Kingdom: Excludes
*Caymen Islands, and Falkland Islands: No current lottery. Source: https://calvinayre.com/2018/11/02/business/cayman-islands-move-illegal-gambling-doesnt-address-real-issue/ Source: https://simonsblogpark.com/onlinegambling/simons-guide-gambling-falkland-islands/amp/#lottery-falkland-islands
*Anguilla, and Turks & Caicos: Not Anonymous. Source: https://www.thecaribbeanlottery.com/faqs
EuroJackpot Countries (Croatia, Czechia, Denmark, Estonia, Finland, Germany, Hungary, Iceland, Italy, Latvia, Lithuania, Netherlands*, Norway, Poland, Slovakia, Slovenia, Spain, and Sweden): 100% Anonymous if requested by the winner. Source: https://www.euro-jackpot.net/en/publicity
*Netherlands: Excludes
*St. Maarten, Saba, and St. Eustatius: Not Anonymous. Source: https://www.thecaribbeanlottery.com/faqs
Fiji: 100% Anonymous if requested by the winner. Source: https://fijisun.com.fj/2012/11/08/3m-lotto-win-here/
Georgia (Kartvelia): Anonymity appears to be an option. "2.9.1. Prizes and Winners. Each Bidder shall provide details of:....how winners who waive their right to privacy will be treated;" Source: https://mof.ge/images/File/lottery/tender-documentation.pdf
Greece: Anonymity appears to be an option. "The bearer of the ticket shall keep the details of the ticket confidential and not reveal them to any third party." Source: https://www.opap.gen/identity-terms-of-use-lotto
Guyana: Not Anonymous. Source: https://www.kaieteurnewsonline.com/2013/05/16/winner-says-he-was-too-busy-to-collect-78m-lotto-prize/
India*: Not Anonymous. Source: https://www.bbc.com/news/world-asia-35771298
*: Only available in the states of Kerala, Goa, Maharashtra, Madhya Pradesh, Punjab, West Bengal, Assam, Arunachal Pradesh, Meghalaya, Manipur, Sikkim, Nagaland and Mizoram. Source: https://www.indiatoday.in/india/story/lottery-mizoram-nagaland-sikkim-kerala-975188-2017-05-04
Indonesia: No current lottery. Source: https://apnews.com/45eb94ff1b1132470a7aa5902f0bc734
Israel: Not Anonymous by Law, Anonymous in Practice. “[A]lthough we have this right, we have never exercised it because we understood the difficulties the winners could encounter in the period after their win. We provide details about the winner, but in a manner that doesn’t disclose their identity,” Dolin Melnik, then-spokesperson for Israel’s Mifal Hapayis lottery told Haaretz in 2009." Source: https://www.timesofisrael.com/why-the-israeli-lottery-gives-winners-masks/
Jamaica: Not Anonymous. First initial and last name of winner was released but winner was allowed to wear a mask for photo. Source: https://news.e-servicis.com/news/trending/lottery-winner-takes-prize-in-scream-mask.1S/
Japan: 100% Anonymous if requested by the winner. Source: https://www.japantimes.co.jp/news/2017/09/08/business/japans-lottery-rakes-declining-revenues-younger-generation-gives-jackpot-chances-pass/#.XRYwVVMpCdM
Kenya: Not Anonymous. "9.1 When You claim or are paid a prize, You will automatically be deemed to grant to O8 LOTTO an irrevocable right to publish, through all types of media broadcasting, including the internet, for the purposes of promoting the win, Your full name (as well as Your nick name), hometown, photograph and video materials without any claim for broadcasting, printing or other rights" Source: https://mylottokenya.co.ke/terms-conditions
Malaysia: 100% Anonymous if requested by the winner. Source: https://says.com/my/news/a-24-year-old-malaysian-woman-just-won-more-than-rm4-million-from-4d-lottery
Nagorno-Karabakh: Not Anonymous. Source: http://asbarez.com/120737/artsakh-lottery-winner-claims-car-prize/
New Zealand: 100% Anonymous if requested by winner. Source: https://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=10383080
North Korea: Not Anonymous. Source: https://www.nknews.org/2018/11/north-korean-sports-ministry-launches-online-lottery/
Northern Cyprus: Anonymity appears to be an option. Source: https://www.pressreader.com/cyprus/cyprus-today/20181124/281590946615912
Oman: 100% Anonymous if requested by the winner. Source: http://www.omanlottery.com/
Philippines: 100% Anonymous if requested by the winner. Source: https://www.rappler.com/nation/214995-ultra-lotto-winners-claim-winnings-pcso-october-2018
Qatar: Not Anonymous. Source: https://www.qatarliving.com/forum/qatar-living-lounge/posts/qatar-duty-free-announces-latest-us1-million
Romania: Anonymity appears to be an option. Source: https://www.thelotter.com/win-lottery-anonymously/
Russia: 100% Anonymous if requested by the winner. Source: http://siberiantimes.com/otheothers/news/siberian-scoops-a-record-184513512-roubles-on-russian-state-lottery/
Samoa: Not Anonymous. Source: https://www.rnz.co.nz/international/pacific-news/191796/samoa%27s-lotto-winner-still-a-mystery
Saudi Arabia: No current lottery. Source: https://www.arabnews.com/police-arrest-lottery-crooks-victimizing-expats
Singapore: Anonymity appears to be an option. Source: https://www.straitstimes.com/singapore/did-you-win-here-are-results-of-136m-toto-hongbao-draw
Solomon Islands: No current lottery. Source: http://www.paclii.org/sb/legis/consol_act/gala196/
South Africa: 100% Anonymous if requested by the winner. Source: https://www.thesouthafrican.com/powerball-results/powerball-winner-r232-million-found-lottery-details/
South Korea: 100% Anonymous if requested by the winner. Source: https://elaw.klri.re.keng_mobile/viewer.do?hseq=38378&type=sogan&key=5
Sri Lanka: Anonymity appears to be an option. Source: http://www.thesundayleader.lk/2010/01/31/where-do-all-the-lottery-winners-go/
Taiwan: 100% Anonymous if requested by the winner. Source: http://m.focustaiwan.tw/news/asoc/201806250011.aspx
Trinidad and Tobago: Anonymity appears to be an option. Source: https://trinidadexpress.com/news/local/student-wins-the-million-lotto/article_3f3c8550-570d-11e9-9cc3-b7550f9b4ad4.html
Tuvalu: No current lottery. Source: http://tuvalu-legislation.tv/cms/images/LEGISLATION/PRINCIPAL/1964/1964-0004/GamingandLotteries_1.pdf
United Arab Emirates: Not Anonymous. Source: https://www.ndtv.com/indians-abroad/shojith-ks-in-sharjah-uae-wins-abu-dhabi-duty-free-big-ticket-4-million-jackpot-rejects-calls-2032942
Vatican City: Anonymity appears to be an option. Source: https://cruxnow.com/vatican/2018/12/04/popes-white-lamborghini-up-for-raffle-winner-gets-trip-to-rome/
Vietnam: Anonymity appears to be an option. Source: https://ampe.vnexpress.net/news/news/vietnamese-farmer-identified-as-winner-of-4-million-lottery-jackpot-3484751.html
Windward Lottery Countries (Dominica, Grenada, Saint Lucia, Saint Vincent and the Grenadines): Not Anonymous. "Prize winners asked to do so by Winlot must give their name and address, and satisfactory establish their identity. All winners of the Jackpot (Match 6) prize will be photographed. Note that Winlot and CBN reserve the right to publish the names, addresses and photographs of all the winners." Source: http://www.stlucialotto.com/snl/super6_rules_regs.php